La financiarización de la vida cotidiana en los hogares españolesprocesos de resistencia y reapropiación subjetiva

Abstract

This PhD thesis aims to analyse the process of financialisation of everyday life of Spanish households. This purpose is positioned at the micro level of financialisation, a phenomenon that captures how financial logic, through the neoliberal discourse of individual responsibility (Dardot and Laval, 2015) and the contractions in the welfare state, is embedded in the social fabric. This PhD thesis operationalises the theoretical term and examines it in a two-dimensional way, addressing its manifest dimension - socioeconomic behaviour- and its latent dimension -financialised subjectivities-. To this effect, a multi-method methodological strategy is developed, combining the use of multivariate statistical techniques and semi-structured in-depth interviews. The findings show a dissociation between individual financialised actions and the adoption of concomitant subjectivities. Nevertheless, it is observed that financialisation manages to thrive and "domesticate" (Pellandini-Simanyi et al., 2015) in intimate lives. This happens to the extent that neoliberal regulatory and disciplinary mechanisms (Foucault, 2009), such as social spending cuts, or perceived economic insecurity, co opt moral logics and become interwoven to them.