O financiamento das pequenas empresas e o desequilibrio territorial rural-urbanoo caso da provincia da Coruña

  1. Peón Pose, David 1
  2. Martínez Filgueira, Xose Manuel
  1. 1 Universidade da Coruña
    info

    Universidade da Coruña

    La Coruña, España

    ROR https://ror.org/01qckj285

Revista:
Semata: Ciencias sociais e humanidades

ISSN: 1137-9669,  2255-5978

Año de publicación: 2018

Título del ejemplar: Bioeconomía y Memoria Ecológica de los Territorios: Transdisciplinariedad para un Futuro Sostenible

Número: 30

Páginas: 293-317

Tipo: Artículo

DOI: 10.15304/S.30.5372 DIALNET GOOGLE SCHOLAR lock_openAcceso abierto editor

Otras publicaciones en: Semata: Ciencias sociais e humanidades

Objetivos de desarrollo sostenible

Resumen

Tras a crise financeira, a reordenación do mapa bancario e consecuente perda de entidades financeiras propias, cuestionámonos se a problemática de acceso a crédito bancario pode ser máis acusada para as PEMEs galegas en entornas rurais. O obxectivo da investigación é o estudo do crédito comercial como alternativa ao crédito bancario, o diagnóstico das dificultades de acceso a financiamento e a súa relación cos desequilibrios territoriais rural-urbano.Os resultados son aínda preliminares, pola necesidade de refinar os datos de acceso a financiamento das empresas e as escollas de tipo econométrico. Con todo, tomando unha mostra de empresas industriais da provincia da Coruña, compróbase que os volumes de crédito comercial son relativamente baixos no contexto europeo, e as empresas que operan no rural conceden menos crédito comercial que as urbanas. Ademais, fináncianse máis vía provedores – coherente coa hipótese de contar con peor acceso a crédito bancario – mais o efecto non é significativo para as empresas independentes.

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